Gain insight into best practices associated with loan portfolio analytics, in order to manage risk and identify new loan opportunities.
Loan Portfolio Analysis
Learn how CECL will impact your credit union and be better prepared to implement the new guidelines with the support of Lending Insights.
Current Expected Credit Loss (CECL)
With Lending Insights, credit unions can instantly generate and analyze static pools, along with other key metrics—with just a few simple clicks.
Using the Advanced Filters feature, Lending Insights software allows credit unions to drill down into their data to create "three-dimensional" reports.
Lending Insights generates concentration risk metrics, such as loans by geography, product type, or credit score tier, sliced and diced for the entire portfolio or segments within it.
Concentration Risk Analysis
Credit unions can upload and store historic loan data to CU Direct’s centralized cloud-based warehouse, then submit monthly updates to maintain a “single truth” record.
Lending Insights can help credit unions improve profitability and mitigate losses with high-level, customized recurring reports that deliver accurate and timely analysis for decision making.
Using credit score migration analysis helps credit unions regularly re-establish the risk in their portfolios, isolating those loans with the lowest credit scores and the highest LTVs.
Credit Score Migration Analysis