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Lending Insights: Lending Analytics & Portfolio Management


Put the data you need at your fingertips to increase profitability and efficiency. Lending Insights transforms your data into high-level, customized reports that help you find new opportunities, fine-tune existing programs, minimize risk and improve efficiencies.


  • In-depth portfolio analytics help you pinpoint the most profitable loan-growth and strategic pricing opportunities, target your marketing efforts and increase revenue.
  • Customized recurring reports deliver accurate and timely analysis right in your email box.
  • Intuitive report libraries make analytics more efficient and less costly.
  • Multi-Dimensional Portfolio Analysis (MDPA) uses segmentation and stratification to assess internal portfolio risk.
  • Static pool, delinquency and loss segmentation reveal emerging performance issues.
  • Comprehensive, cloud-based data warehousing provides low-cost data storage and management.
  • Implementation is quick, with training and ongoing support from CU Direct.
  • Reporting capabilities include:
    • Static pooling
    • Credit score migration analysis
    • Complete portfolio risk distribution
    • Mortgage and auto LTV migration analysis
    • Multi-Dimensional Portfolio Analysis (MDPA)
    • Scorecard validation 


  • Identify new loan opportunities with the greatest potential for success.
  • Manage risk and optimize your portfolio.
  • Increase loan profitability and growth.
  • Analyze and evaluate loan performance data.
  • Elevate your strategic planning and decision making with timely, accurate, relevant information.
  • Manage data storage securely and affordably in the cloud.



Lending Analytics Portfolio Management Academy

Lending Insights Client Training

Start the conversation | (877) 744-2835