Get ahead of the CECL curve

Lending Insights’ CECL Reporting Suite gives you the tools you need for successful CECL preparation

Introducing the new CECL Reporting Suite

Lending Insights is excited to bring you a suite of tools that help your credit union meet CECL regulations with less effort. Our add-on has four unique reporting tools with flexible conditions designed to fit your specific CECL needs and third-party accounting review to ensure compliance at every level.

Conquer CECL With Confidence

Discover the solution that fits your unique CECL requirements:

  • Incurred Loss Analysis
    Provides estimated current loss projections and average-life loss projections through a cohort-style loss analysis based on calculated historical loss ratios from a selected look-back period.
  • Static Pool Loss Analysis
    Provides estimated current-day and cumulative losses through remaining ages of maturity via a vintage-based loss analysis report. This report can be based on month, quarter or annual origination loan pools.
  • Delinquency Migration Loss Analysis
    Provides estimated short-term loss projections through a cohort-style analysis based on historical loss ratios through transitions of delinquency to an eventual loss event.
  • Discounted Cash Flows Loss Analysis
    Provides estimated loss projections through a loan-level based loss analysis that accounts for collateral values, recovery rates and the time-value of money through the remaining term of the loan.

Lending Insights’ Compliance Reports

In an effort to help credit unions with CECL preparation, Lending Insights offers CECL compliance reports to clients. These reports contain thorough and well-detailed insights such as default probabilities based on multi-variant linear regression analysis.

  • Lending Insights 4.0 is much more intuitive than the previous version. The displays are easy to read, excellent graphics, and a wealth of information at our finger tips. Lending Insights gives me the tools I need to stay on top of our loan performance. I love it!!! Tucson FCU logo

    Ellen Yacovone Chief Lending Officer

Ready to get started?

Ready to get started?